 |
 |
|
 |
||
|
       |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rates & Fees | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
September 14, 2011Savings and Share Draft
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APR | APY | |
| Share Savings | 0.20% | 0.20% |
| Club Accounts / Christmas Kids / Teens | 0.20% | 0.20% |
| Interest and Advantage Draft | 0.15% | 0.15% |
| Money Market Draft | 0.25% | 0.25% |
| IRA Shares | 0.50% | 0.50% |
Share Certificates
| $500 - 24,999.99 | APR | APY |
| 90 days | 0.28% | 0.28% |
| 180 days | 0.38% | 0.38% |
| 1 year | 0.60% | 0.60% |
| 2 years | 1.05% | 1.05% |
| 3 years | 1.28% | 1.29% |
| 4 years | 1.50% | 1.51% |
| 5 years | 1.70% | 1.71% |
| $25,000 and over | APR | APY |
| 90 days | 0.30% | 0.30% |
| 180 days | 0.40% | 0.40% |
| 1 year | 0.62% | 0.62% |
| 2 years | 1.08% | 1.08% |
| 3 years | 1.32% | 1.33% |
| 4 years | 1.54% | 1.55% |
| 5 years | 1.75% | 1.75% |
APR=Annual Percentage Rate - APY=Annual Percentage Yield
ALPS Fee Schedule
July 2010
| SHARE DRAFT ACCOUNT FEES | |
| Return Draft Fee (per draft) | $15.00 |
| Overdraft Fee from Visa Check Card (per item) | $15.00 |
| Share Draft Stop Payment (per date of occurrence) | $15.00 |
| Overdraft Protection (per transfer) | $2.00 |
| Starter Checks (pack of 12) First pack of starter checks is FREE with your new checking account |
$2.00 |
| ATM FEES | |
| ATM Overdraft (date of occurrence) | $15.00 |
| ATM Plus System® transactions on nonaffiliated ATMs Alaska Option Only: | |
| Incomplete Transaction | $0.50 |
| Transfer | $1.00 |
| Withdrawal/Balance Inquiry | $1.50 |
| MISCELLANEOUS ACCOUNT SERVICES | |
| Account Research (including Share Draft copies and deposited items) | $15.00 |
| Account Closure (if account less than 90 days old) | $10.00 |
| Account Overdrafts (date of occurrence) | $15.00 |
| ACH Stop Payment (per item) | $15.00 |
| Domestic Wire Transfers | $20.00 |
| International Wire Transfers | $40.00 |
| Cashier's Check (made payable to other than account owner) First three (3) cashier's checks per month are free |
$1.00 |
| Money Order | $0.50 |
| Gift Cheque (per check) | $2.50 |
| Travelers Cheque (per $100, maximum fee: $10.00)* | $1.00 |
| Travelers Cheques for Two (per $100, maximum fee: $20.00)* | $2.00 |
| * Unless savings balance after transaction is over $2,000 | |
The fees appearing in this schedule are accurate and effective for Share Savings, Money Market and Share Draft accounts as of the effective date indicated above.
