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What's a Credit Union?

A credit union is a not-for-profit financial cooperative. Organized to promote thrift and provide credit to members. A credit union is member-owned and controlled through a board of directors, which is elected by the membership. The board serves on a volunteer basis and they typically hire a  CEO or Manager to run the credit union. The board establishes and revises policy, sets goals and provides the vision for the credit union in the future. The day to day operations are run by professionals who serve the members. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.

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