We have affordable rates on unsecured loans and lines of credit for any need.
We offer competitive rates on the essentials you need to build and grow your business.
- Fishing vessels
- Individual fishing quota (IFQ)
annual payment options available
- Real estate
- Lines of Credit
Please contact our loan department for more information on business loans.
Rates vary depending upon collateral, credit worthiness and loan term.
We make your buying experience a breeze, with flexible financing terms and competitive rates on anything that moves you.
We finance new and used:
- Cars, trucks and vans
- Mobile Homes
- Motor homes, travel trailers, camper, airplanes and more
Extra protection for your car
Guaranteed Auto Protection (GAP) protects your budget by covering the difference between your insurance settlement and your remaining loan balance if your vehicle is stolen or totaled. Your GAP premium payments can be folded into your loan.
Used vehicle valuation based on high NADA book or independent fee appraisal, whichever is less. Maximum term 72 months; minimum loan amount of $20,000 required. A purchase order, itemizing purchase price, rebates, discounts, options, extended warranty insurance, trade-in, down payment, make, model, year, vehicle identification number, mileage, color and amount to be financed is required. Full insurance coverage, including comprehensive, collision, and liability with Credit Union listed as loss payee is required. Certificate of title required on all purchases from private parties, unless title is held by a financial institution. ALPS FCU will be listed as first security interest holder on all vehicle loans.
Trust ALPS FCU when making what could be the largest single investment of your life. We have great rates, low fees, a variety of home loan options, and an experienced real estate staff to help you select the perfect loan for property anywhere in Southeast Alaska.
- First trust deeds
- Second trust deeds
- Fixed or Adjustable rates
- Terms up to 30 years
- No closing-cost options
Property must be located in southeast Alaska. Security will be a first or second trust deed. Other third-party fees will paid by the member, including but not limited to filing fees, title insurance, tax-reporting service, and any other fee deemed necessary. An insurance policy covering fire, theft and liability must be provided at closing, with ALPS FCU listed as loss payee. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Use your equity for home improvements, bill consolidation, medical expenses and more. Borrow what you need the instant you need it.
- Low rates and fees
- Convenient advances by Online Banking, check, phone or in person
- Interest may be tax-deductible;* great for bill consolidation
*Consult your tax advisor.
Credit limits up to 80% Loan-to-Value (LTV). Available only for single-family residence occupied by borrower. Draw period: 10 years; maximum amortization period: 20 years.
Use your funds on deposit at ALPS Federal Credit Union for our lowest loan rates.